my personal loan application got rejected!!!!!!
al-rajhi bank!!
the bank where i did my first personal loan... without any hassle for approval... where i was a very good paymaster... and i settled the loan within the timeframe... and the best part is it is the bank where i put my saving for the wedding... there are few thousands in there now!
the reason given was because no one answered the phone at the office when they called for verification... but they managed to talked to the person-in-charge after i gave them the alternative number... the purpose is to verify if i am the employee for the company... and the next reason they gave was our office is a virtual office... what a crap information they have... i dont know where they got the info from, but don't they know lots of global company opt to rent a serviced office because its more convenient than renting or buying empty office space????what a damn stupid process.... even if we were on virtual office, what is their problem... my wages is more than average and i could very well afford the repayment....more than what they pay their bank managers! i provided epf statement some more, and it clearly stated where the employer fund comes from, don't they read?... i am the existing customer... don't they take care of good customer like me??? put me through so much hassle this time on the application process and yet rejecting it? not good!
screw al-rajhi bank! i am taking all my money out as soon as i can and save them to another bank!! if u dont want to lend me some, why should i give you mine?
still thinking if it is wise to just close down the account since it is a current account, the only current account i have :( :(... is there anyone willing to be the introducer for me to open a current account somewhere else???
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